Whether you’re buying, moving or improving your home, our mortgage experts are on hand to help any day between 7am and 8pm (except bank holidays). Use our calculators to help work out your monthly payments for the amount you need Start an Agreement in Principle (AiP) online to find out quickly if you could borrow the amount you need – without affecting your credit score Subject to application, financial circumstances and borrowing history. Terms and conditions apply Your home may be repossessed if you do not keep up repayments on your mortgage. Applying for a mortgage Whether you want to buy a first or new home, remortgage your current property, borrow more or buy to let – we’re here to help. You’ll find guides to the types of mortgages we offer and tips on applying for a mortgage. You can also find out if you’re eligible under the mortgage guarantee scheme to apply for a 95% mortgage.